Payment solutions

Are you asking the right questions about your payment processor?

OUR MISSION

LucentPay is a full-service payment processor.  We provide transparent pricing through a multitude of payment solutions & best-in-breed technologies which adhere to the regulatory governing bodies. We pride ourselves on giving clients the best rates and a clear understanding of what they're paying for.  Are you asking the right questions about your payment processor?

PROCESSING SOLUTIONS

Online Payments – Credit & Debit Cards – ACH – No Cost to Biller – Gateways

Next Day Funding – BIN Blocking – Virtual Agent Web Portals – Transparent Pricing

Online Payments

 
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Web portals have become more relevant through the years as business and consumer adoption rates grow. Here at LucentPay we understand this concept and that is why every client receives a free web portal when they begin processing with us. Yes...free! No monthly fees and no transaction fees. Our options range from single payments, recurring, payment plans and debt negotiation.  Our web portals fully integrate with your internal software, updating in real time. Are you asking the right questions about your payment processor?

ACH

 
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Checks and ACH processing have been the same for decades! Whether you're printing checks, have a lockbox, take ACH payments over the phone or convert them into check21, LucentPay can help your business. What do we do different? Apart from having the best technologies on the market, we pride ourselves on providing clients the best rates with a clear understanding of what they're paying for. Are you asking the right questions about your payment processor?

Credit & Debit Cards

 
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We pride ourselves on giving our clients the best rates with a clear understanding of what they're paying for. The ability to process debit, credit, HSA and FSA cards with compliant technologies is why our solutions offer value to clients. Tired of paying high payment processing bills every month?  Are you asking the right questions about your payment processor?

No-Cost-to-Biller

 
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Backed by a legal opinion piece, LucentPay offers the most compliant No-Cost-to-Biller solution on the market. All payment types are accepted including Credit Cards, Debit Cards, and ACH.  All processing methods are accepted including phone (agent assisted) and consumer facing web portals where the principal payment is deposited directly into your bank account. the bank account of your choosing.  Are you asking the right questions about your payment processor?

Gateways

 
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LucentPay understands our client’s cash flow and remittance needs which is why we offer next day funding for both card and ACH processing.  Are you asking the right questions about your payment processor?

Next Day Funding

 
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Tired of hearing your gateway can't do something? Need a report, customization, or the ability to mitigate risk by allowing multiple banks to process in the same gateway? We've worked hard to deliver the best gateway technologies to our customers. Our options include custom gateway features unlike any other which allow multiple Merchant bank ID's on a single gateway account to route transactions, based on load balancing directives in advance . Tailor your gateway needs with LucentPay! Are you asking the right questions about your payment processor?

Virtual Agent Web Portal

 
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Web portals have become more relevant through the years as businesses and consumers adoption rates grow. Here at LucentPay we understand this concept and is why every client receives a free web portal when they begin processing with us. Yes: Free! No monthly fees or transaction fees. Our options range from single payments, recurring, payment plans and debt negotiation.  Our web portals fully integrate with your internal software, updating in real time. Are you asking the right questions about your payment processor?

Debit Card Only & BIN Blocking

 
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Many agencies have client restriction on what cards can be processed.  At LucentPay we offer agencies the ability to accept debit card payments, while screening credit cards.  In cases where a client allows the agency to use cards, just not their cards, we offer BIN blocking to restrict any type of card.  Are you asking the right questions about your payment processor?

Transparent Pricing

 
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Merchant fees can be confusing, and most merchants don't truly understand what they’re paying for.  Understanding your bill is made easy with LucentPay’s transparent pricing.   We also do not charge upfront fees for any of our products, including our comprehensive Virtual Agent Web Portals.  Are you asking the right questions about your payment processor?

INDUSTRIES

Accounts Receivable Management - Healthcare

Healthcare

Accounts Receivable Management

 
 
 
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The ARM industry has changed through the years and no one understands this better than LucentPay! With over 40 years of experience in the ARM sector we deliver superior technologies that adhere to the highest compliance regulations. We understand the challenges our customers face on a day-to-day basis by working directly with the ACA and hosting webinars on "hot topic issues" followed by Q&A sessions. 

As a leading innovator in healthcare payments we understand that patient care and compliance are among your top priorities when it comes to processing. LucentPay's card, check and WEB compliant solutions give your consumers an array of payment options based on your business needs. Pairing these key elements together with the ability to collect HSA and FSA cards is why LucentPay has become a leading processor for the healthcare industry. Are you asking the right questions about your payment processor?

LUCENTPAY

LucentPay provides transparency & simplicity to payment processing

Online Payments – Credit & Debit Cards – ACH – No Cost to Biller – Gateways

Next Day Funding – BIN Blocking – Virtual Agent Web Portals – Transparent Pricing

Contact us

LET US KNOW HOW WE CAN HELP!

We're passionate about out products, as well as our customers, and it shows in the level of service we provide. We're always happy to help find the solution for your needs. Let us know how we can help your business.

support@lucentpay.com

(888) 311-7791

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